Get the Credit Card that
fits your Goal
Explore a wide range of credit card options at Debtsadhu, tailored to your goals, whether you’re focused on building credit or maximizing cash back rewards and other benefits.!
What are the different Credit Cards we offer?
Secured Credit Card
Secured cards require a security deposit, typically equal to the credit limit, and are designed for individuals with limited credit history or poor credit scores to rebuild creditworthiness
Cash Back Credit Card
Cash back credit cards offer cardholders the opportunity to earn a percentage of their spending back as cash rewards on eligible purchases.
FAQ's
Consider factors such as your spending habits, financial goals, rewards preferences, and credit score when selecting a credit card. Compare features like annual fees, interest rates, rewards programs, and additional benefits to find the card that best suits your needs.
A credit card allows you to borrow money from the card issuer up to a certain credit limit to make purchases, which you must repay later, usually with interest if not paid in full by the due date. The benefits of using a credit card include convenience, security, building credit history, earning rewards, and accessing perks like travel insurance and purchase protection.
To avoid paying interest on your credit card, pay your balance in full by the due date each month. Additionally, try to minimize unnecessary spending and only use your credit card for purchases you can afford to pay off promptly.
Defaulting on your credit card means you’ve failed to make the required payments over a period, which can lead to serious consequences. These include significant damage to your credit score, collection efforts by your creditor, potential legal action, and the debt being sold to a collection agency. The longer you remain in default, the more severe the consequences.
The APR on a credit card is influenced by several factors, including your creditworthiness, the type of card, prevailing interest rates, and the card issuer’s policies. Generally, individuals with higher credit scores are eligible for lower APRs, while those with lower scores may receive higher rates. Additionally, the type of transactions (e.g., purchases, cash advances) and promotional offers (e.g., introductory APR periods) can impact the APR on your credit card.
Million Loans Processed and Funded
$
0
+
Customers Served
0
+
Years Industry Experience
0
+