Term Life Insurance is a type of life insurance policy that provides coverage for a specific period, or “term,” typically ranging from 10 to 30 years. If the insured individual passes away during the term, the policy pays out a death benefit to the designated beneficiaries. Term life insurance offers affordable premiums and straightforward coverage, making it an ideal choice for those seeking temporary financial protection for their loved ones.

Whole Life Insurance is a type of permanent life insurance policy that provides coverage for the entire lifetime of the insured individual, as long as premiums are paid. Unlike term life insurance, which covers a specific period, whole life insurance offers lifelong protection. It also includes a cash value component that grows over time, providing a savings element within the policy. Whole life insurance offers guaranteed premiums, death benefits, and cash values, making it a reliable choice for long-term financial security and legacy planning.

Term to 100 Life Insurance is a type of permanent life insurance policy that offers coverage up to age 100 with fixed premiums and a guaranteed death benefit. Unlike traditional whole life insurance, it does not accumulate cash value, making it a simple and cost-effective option for lifelong coverage.

Health Insurance is a type of insurance policy that provides financial coverage for medical expenses incurred due to illness or injury. It typically covers a range of services, including doctor visits, hospital stays, surgeries, prescription medications, and preventive care. Health insurance can be offered through employers, government programs, or purchased individually. By paying regular premiums, policyholders can access healthcare services with reduced out-of-pocket costs, ensuring they receive the necessary medical care without facing significant financial strain.

Critical Illness Insurance is a type of insurance policy that provides a lump-sum payment if the insured individual is diagnosed with a covered critical illness, such as cancer, heart attack, or stroke. This payment can be used to cover medical expenses, ongoing care, or other financial obligations, offering financial protection during challenging times.

Identity Theft Insurance is a type of insurance policy that helps cover the costs associated with restoring your identity after it has been stolen, including legal fees, lost wages, and other related expenses. It provides financial support to assist in the recovery process from identity fraud.