Debtsadhu
Terms & Conditions

Last updated: September 25, 2021

Please read these terms and conditions carefully before using Our Service. If you continue with the Services, it is deemed acceptance of these terms and conditions.  

Interpretation and Definitions: 

1. Interpretation
   The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural. 

2. Definitions:
   For the purposes of these Terms and Conditions:

   2.1 Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
   2.2 Country refers to: Ontario, Canada
   2.3 Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Debtsadhu Inc, 1 Yonge Street, Suite 1801, Toronto, ON M5E 1W7.
   2.4 Device means any device that can access the Service such as a computer, a cellphone or a digital tablet so on.
   2.5 Service refers to the Website or any other financial Services, funding assistance provided by Debtsadhu.
   2.6 Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Debtsadhu regarding the use of the Service.
   2.7 Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
   2.8 Website refers to Debtsadhu website, accessible from https://debtsadhu.com
   2.9 You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable. 

3. Acknowledgment:

   3.1 These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Debtsadhu. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service
   3.2 Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.
   3.3 You represent that you are over the age of 18 years. The Company does not permit those under 18 years to use the Service.
   3.4 Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Debtsadhu. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service. 

4. Links to Other Websites:

   4.1 Our Service may contain links to third-party web sites or services that are not owned or controlled by the Debtsadhu.
   4.2 The Debtsadhu has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Debtsadhu shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.  
   4.3 We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit. 

5. Termination:

   5.1 Debtsadhu reserve the right to terminate or suspend access privileges in whole or in part thereof relating to your account and to even delete immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions or as it may deem fit to do so.
   5.2 Debtsadhu also has the right to remove or relocate any content made available as part of the Service. This may be done for any reason, including lack of use or in situations where Debtsadhu has good reason to believe that you have violated the Terms of Use applicable to this site.
   5.3 Any termination of your access to the Service consistent with the established Terms of Use will take place without advance notice of any kind. Debtsadhu also reserves the right, at any time, to deactivate or delete with immediate effect any folder or any file within a folder, and/or to prohibit future access to such files or to the Service itself. 
   5.4 In no event will Debtsadhu be liable to you or to any third party for the termination of your Service access. Upon termination, Your right to use the Service will cease with immediate effect. 

6. Limitation of Liability:

   6.1 To the fullest extent possible pursuant to applicable law, Debtsadhu will in no way be liable for any direct or indirect damage, including without limitation the loss of profits, customers or data, or other loss of intangible assets, even if Debtsadhu has been advised about the possibility of such damage, that may arise:

   a. from the use or inability to use the Service
   b. following unauthorized access to the Service by a user or following a change in your transmissions or your database
   c. from the actions or conduct of a third party in the course of using the Service
   d. from the loss or theft of a user’s mobile devices or smartwatches or any other devices

   6.2 To the maximum extent permitted by applicable law, in no event shall the Debtsadhu or its lenders/ partners be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Debtsadhu or any lender/ partner has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
   
   6.3 Some provinces may not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these provinces, each party’s liability will be limited to the greatest extent permitted by law or any amount paid as fee within the last three (3) months immediately preceding the raise of such claim. 

7. Warranties:

   7.1 The Service is provided to you and is accessible to you based on its availability. Debtsadhu makes no warranties, either express or implied, including but not limited to warranties as to the quality of the Service or its fitness for a particular purpose, or as to the non-infringement of the Service’s Terms of Use by users.

   7.2 More specifically, Debtsadhu does not warrant that:
   
   a. the Service will operate without interruption or error or in a secure and timely manner
   b. results obtained by using the Service will be accurate and reliable
   c. the quality of any product, service, information or other materials purchased or obtained by you in connection with the Service will meet your expectations
   d. defects in the Software and Applications, if any, will be rectified
   e. You alone will be responsible for any damage sustained by your computer or any loss of data that may result when downloading material
   f. No advice or information, whether oral or written, obtained by you from Debtsadhu or in the course of using the Service may be construed as creating any warranty not expressly stipulated in the site’s Terms of Use.
   g. that the Service, its servers, the content, or e-mails sent from or on behalf of the Debtsadhu are free of viruses, scripts, trojan horses, worms, malware, time bombs or other harmful components. 

8. Governing Law:

   The Website will be governed by and construed in accordance with the laws of the province of Ontario, Canada. All disputes, controversies, or claims arising out of or in connection with the Website shall be submitted to and be subject to the jurisdiction of the courts of the province of Ontario, Canada. Thus, in the event of any suit, action, or proceeding arising out of or in connection with this Website, the courts of the province of Ontario,Canada will have exclusive jurisdiction.

   Information from this Website regarding Debtsadhu products and services is intended for use in Canada only, in provinces where such products and services may lawfully be offered for use and/or sale, and neither use nor sale is intended where prohibited by law. 

9. Disputes Resolution:

   Subject to Section 8, any disputes arising out of the performance of this agreement shall first be resolved through consultation between the Parties. If a dispute cannot be resolved within thirty (30) days after consultation begins, either Party may bring the dispute to the sole Arbitrator appointed by both Parties. In the event that either Party shows no interest in resolving the dispute, the aggrieved Party may appoint a sole Arbitrator. If the other Party does not participate in arbitration proceedings conducted by the sole Arbitrator, the Arbitrator shall be at liberty to conclude the proceedings and pass ex parte award.  The arbitration award shall be final and binding upon the Parties. Except the matters in dispute, the Parties shall continue to perform other provisions hereof pending the resolution of the dispute. 

10. Severability:

    If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect. 

11. Waiver:

    Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach. 

12. Changes to These Terms and Conditions:

    We reserve the right, at Debtsadhu’s sole discretion, to modify or replace these Terms at any time as it may deem fit. By accepting these Terms you agree that you shall keep yourself up to date with the Terms as it may be applicable from time to time. 

    By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part thereof, please stop using the website and the Service.

    Contact Us:
    
    If you have any questions about these Terms and Conditions, you may contact us by writing to :

    [email protected]