Get the Loan that Suits Your Need
Explore a wide range of options through Debtsadhu to suit your personal, debt consolidation, business, or emergency needs. We’ve got you covered with solutions for every situation!
What are the different loans we offer?
Personal Loans
These are unsecured loans that can be used for various purposes, such as home improvements, emergency, debt consolidation or personal use.
Secured Loans
These loans require collateral, such as a savings account or vehicle, to secure the loan. In case of default, the lender can seize the collateral to recoup their losses.
Mortgages
Mortgages are used to buy property, whether residential or commercial. They typically have longer terms and lower interest rates compared to other types of loans.
Auto Loans
These loans are used to finance the purchase of a vehicle, such as a car or a bike. The vehicle is used as collateral for the loan.
Student Loans
These loans are designed to help students pay for college tuition, fees and living expenses.
Business Loans
Business loans are used to finance business expenses, such as equipment purchases, inventory, or expansion projects.
Home Equity Loans
These loans use the equity in your home as collateral. They can be used for home renovations, debt consolidation, or other expenses.
Medical Emergency Loans
Medical emergency loans provide vital financial support for unexpected health crises, covering expenses such as surgeries and treatments, and relieving the burden of medical bills at difficult times.
Credit Builder Loans
Designed to help individuals build or improve their credit history, these loans facilitate consistent, refundable payments over time while reporting to credit bureaus, thereby building long-term financial well-being.
FAQ's
We consider applications with lower credit scores, however, we don’t base our decisions solely on this factor. Your credit history and affordability are also carefully considered in our assessment process.
While specific requirements vary depending on the type of loan and lender, common documents typically include proof of identity (such as a driver’s license or passport), proof of income (such as pay stubs or tax returns), and proof of residence (such as utility bills)
After submitting your loan application and required documents, the lender will review your financial information, credit history, and other relevant factors to assess your eligibility. Once approved, you’ll receive the loan terms, including the interest rate and repayment schedule, for your review and acceptance.
Defaulting on a loan can have serious consequences, including damage to your credit score, additional fees and penalties, legal action by the lender, and even repossession or foreclosure in the case of secured loans like mortgages or auto loans. It’s crucial to communicate with your lender if you’re facing financial difficulties to explore options for repayment.
The time it takes to receive funds can vary depending on the lender and the type of loan. Some lenders offer same-day funding, while others may take several business days to process and disburse funds. It’s essential to inquire about the timeline with your lender to manage your expectations accordingly.
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